The IskraIndex: Idea portfolio is a model portfolio that pairs one of eight specific investment ideas with a core Deposit+ portfolio. These ideas are:
A top-5 global company by 5-year return
Cryptocurrency (BTC)
2x leveraged Nasdaq-100 ETF
Gold
The Idea line of portfolios is more suitable for risk seeking investors, although their drawdown levels align with balanced (moderate) portfolios. This is because including an individual idea in the portfolio generally increases its risk by introducing the specific risk of a non-index instrument.
Currently, Iskra Index forms the only one Idea portfolio based on BTC (Bitcoin) ETF, the performance of which can be viewed in the "Performance" section of the website. The remaining portfolios will be available for subscription in the near future.
Why Iskra Index: Idea Portfolio could be interesting to an investor?
Every investment idea, even an index-based one, carries certain systematic and specific risks in the long term. Market crises, technological shifts, corporate governance issues, and even fraud can wipe out an investment's value or break a long-standing upward trend. Lost time is the most significant loss in the investment process, as it can never be recovered.
This is precisely why limiting the risk of individual investment ideas and combining them with a broadly diversified portfolio like Deposit+ is the optimal long-term strategy. If an investor's idea fails, their losses will be limited and offset by the remainder of the portfolio. This allows the investor to calmly shift their investment focus or fully transition into the complementary diversified portfolio.
A Case Study: ARKK
Consider this example. In early 2021, financial media widely discussed the crash of the technology fund ARKK, managed by "star" investor Cathie Wood. For the four years prior, the fund had grown by an average of 65% annually. However, by the end of March 2023, ARKK's average return since late 2017 had fallen to zero, reflecting a colossal drop during 2021-2022 (a 77% decline, or a 4.5x fall from its peak).
More on the story of Cathie Wood and ARKK
Over the same 2021-2022 period, the balanced version of the Deposit+ portfolio declined by only 8.8%.
If, at the peak of ARKK's popularity in late 2020, an investor had simply combined (even without optimization) a 20%-allocated investment in ARKK with the balanced Deposit+ portfolio, their overall portfolio would have lost only 22% during the crash. This loss remains within reasonable bounds and preserved the potential for a swift recovery:
The Deposit+ portfolio has grown by 41% since the end of 2022, fully recouping the combined portfolio losses of 2021-2022.
Meanwhile, ARKK's share price is still down 39% from its early 2021 highs.
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