Dear Investor!

Today we are introducing a new resource that aims to set a new standard for the investment process for high-net-worth clients. IskraIndex creates and shares model portfolios with investors that, in their concept and performance, effectively represent a new global investment benchmark.

This solution stands out as innovative due to a comprehensive set of factors - from the approach to constructing model portfolios to the technology behind delivering them to clients and implementing actual portfolios. Our portfolios feature three levels of dynamic diversification:

• Within asset classes,

• Across asset classes,

• And across geographic segments (emerging and developed markets).

We enhance these portfolios with a risk management system that ensures strict adherence to clients' risk profiles while managing risk budgets effectively. Investors receive our portfolios as target allocations for each instrument and, with the assistance of our specialists (who maintain ongoing communication with clients), create or rebalance their actual portfolios.

The IskraIndex approach aims to make investing as routine for affluent clients as it is for smaller investors - a process free from conflicts of interest, highly cost-effective, and efficient in terms of returns.

While we traditionally extend our best wishes for the future, we emphasize that in the IskraIndex methodology, "success" stems from consistency and systematic execution. By consistently following our portfolios, you will earn a premium over deposit rates  corresponding to the chosen portfolio's risk level.

The IskraIndex Team